Cheap Credit Counseling- Pre-Filing Course

Outstanding auto loans tip the scales at $1.22 trillion and credit card debt stands a $1.1 trillion. Lots of Ts there. Nobody is suggesting forgiving those other loans. Who’s doing the forgiving,

Bankruptcy Credit Counseling Course for bankruptcy filers, is a. This course is taken before you file for bankruptcy and the cost is $14.95 per household.. You may pay for your order by using Credit, Debit or a Pre-Paid Card (Visa, First and second bankruptcy courses that are affordable, convenient and.

$0$ Bk Class, Inc is approved to provide Pre-Filing Credit Counseling and Pre-Discharge Debtor Education in all states of the US. * mandatory disclaimer: approved to issue certificates evidencing completion of a credit counseling course and personal financial management instructional course in compliance with the Bankruptcy Code.

Required Debtor Education Course. As per the bankruptcy abuse prevention and Consumer Protection Act of 2005 (BAPCPA), consumers who would like to receive a discharge of a Chapter 7 or Chapter 13 bankruptcy are required to complete a personal financial management session with an approved counseling agency.

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Credit Counseling designed by financial planning professionals. Abacus Credit Counseling is a non-profit organization founded by bankruptcy and financial professionals that provides consumer credit counseling. In partnership with Sage Personal Finance, we bring you the courses you need for your bankruptcy case.

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Before you file for bankruptcy you need to take a credit counseling course that has been approved for New Jersey bankruptcy filers. Once you complete the course you will receive a certificate that you must file along with your bankruptcy petition.

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Individuals filing bankruptcy must complete a course in credit counseling before filing, and must complete a course in debtor education after filing. These courses are also referred to as the pre-filing and post-filing courses.

The consumer credit counselor conducting or supervising this session has been trained and certified in accordance with the standards of the National Foundation for Credit Counseling (NFCC). The fee for the Pre-Filing Counseling Session is $35.00 for an individual and $50.00 for a couple.